Affordable Long-Term Care
Live Comfortably & Protect Your Assets
You've worked hard to build your assets, don't waste them on nursing homes.
Questions? Call us!
90% of People 65+ Need Long-Term Care
Studies have shown that people aged 65+ will need some type of Long-Term care at some point in their lives.
90% of People 65+ Need Long-Term Care
Studies have shown that people aged 65+ will need some type of Long-Term care at some point in their lives.
40% of People 65+ Are Denied LTC Insurance
While Long-Term Care Insurance (LTCI) is predominately used during the later stages of life, nearly half of individuals aged 65+ are denied coverage.
40% of People 65+ Are Denied LTC Insurance
While Long-Term Care Insurance (LTCI) is predominately used during the later stages of life, nearly half of individuals aged 65+ are denied coverage.
Breakdown of Long-Term Care Costs
Out-of-pocket costs for Long-Term care.
*Estimates are based on ND-MN averages
At Home
North Dakota
$83,214.56 / Year
Minnesota
$73,696.48 / Year
Assisted Living
North Dakota
$37,911.36 / Year
Minnesota
$45,039.48 / Year
Nursing Home
North Dakota
$125,764.40 / Year
Minnesota
$99,758.15 / Year
At Home
North Dakota
Minnesota
$83,215 / Year
$73,969 / Year
Assisted Living
North Dakota
Minnesota
$37,911 / Year
$45,039 / Year
Nursing Home
North Dakota
Minnesota
$125,764 / Year
$99,758 / Year
FAQ
Does Medicare Cover Long-Term Care?
No. Medicare covers hospital stays and short-term recovery. It wasn't designed to cover long-term care.
When Should I Enroll?
The younger you are, the higher the chances you will be accepted, and your premium will be significantly lower. LTCI is an investment to protect your finances during the later stages of life.
What if I'm Over 65?
While it's less likely you will be accepted, hope is not lost. However, expect to see a higher premium.
Want to learn more?
If you would like to discuss Medicare plans, give us a call! Or book an appointment on our website.
Call Us
Book Online
Want to learn more?
If you would like to discuss Medicare plans, give us a call! Or book an appointment on our website.
Call Us
Book Online
Contact Us
Directions
12A 3rd Street South
Grand Forks, ND 58201
Hours
Privacy Policy
Mon - Thursday 8 AM - 4 PM
Friday 8 AM - 12 PM
Privacy Policy
Terms of Service
Contact Us
Directions
12A 3rd Street South
Grand Forks, ND 58201
Hours
Mon - Thursday 8 AM - 4 PM
Friday 8 AM - 12 PM
Privacy Policy
Privacy Policy
Terms of Service