Life Insurance

Who Needs Life Insurance? | Types of Life Insurance Policies | Living Benefits | FAQ

Eliminate Investment & Tax Risk

Life insurance is the most powerful way to create tax-free money.

Questions? Call us!

Life Insurance is Not Just for When You Die.

You can receive benefits while you're living too! Your Life Insurance policy can provide for you and your family, in the event you were to become disabled, or diagnosed with a critical illness.

Learn More...

Life Insurance is Not Just for When You Die.

You can receive benefits while you're living too! Your Life Insurance policy can provide for you and your family, in the event you were to become disabled, or diagnosed with a critical illness.

Learn More...

Who Needs Life Insurance?

One of the biggest misconceptions is that Life Insurance is only useful towards the end of life. The truth is, individuals young and old can enjoy the benefits of Life Insurance.

Ages 21 - 35

Blue Collar Worker
Travel Frequently
Family History of Critical Illnesses

Ages 35+

Working
Retired
Family History of Critical Illnesses

Types of Life Insurance Policies

Learn the different types of Life Insurance Policies and discover what's best for you.

Term

Term Life Insurance

Coverage for a select period of time.

Coverage for a select period of time (term), with a fixed premium

Popular for young, working individuals.

Receive benefits in the event of a critical illness.

Popular for young, working individuals, families & business owners

Receive benefits in the event of a critical illness.

Whole

Whole Life Insurance

Life-time coverage

Cash benefits while you are living

Receive benefits in the event of a critical illness.

Coverage for your entire lifetime.

Cash benefits while you are living.

Receive benefits in the event of a critical illness.

How to Access Your Life Insurance Fund While Living

Some Life Insurance policies will allow you to access up to 80% of your life insurance fund in the event you become disabled, or are diagnosed with a critical illness.

Living Benefits Rider

Become Disabled

If you are injured at work, or at home and become disabled, you will be allowed to access a portion of your Life Insurance Fund, completely tax free.

Critical Illness Rider

Diagnosed With a Critical Illness

If you are diagnosed with a critical illness, you will be able to access a portion of your Life Insurance Fund, completely tax free.

How to Access & Use

Life Insurance Funds

If you qualify to withdraw from your Life Insurance Fund. These funds are to be used at your discretion.

Life Insurance Fund:

Allowance:

Withdrawn:

$500,000

80%

$400,000

How to Access & Use

Life Insurance Funds

Insurance Fund:

$500,000

Allowance:

80%

Withdrawn:

$400,000

Example Expenses:

Groceries

Lost Income

Medical

Travel

Groceries

Lost Income

Medical

Travel

FAQ

What Can I Use My Living Benefits For?

You can use your Living Benefits however you'd like. Most people use them to make up for lost income, pay for groceries, or cover travel expenses incurred from receiving treatment.