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Long Term Care Insurance


Downtown Grand Forks, ND

Downtown Grand Forks, ND

“Do I Need Long Term Care Insurance?” You’ve worked hard your whole life— don’t let all that hard earned money go towards nursing home costs.

At GoodInsurance, we like to consider Long-Term Care insurance the heart of our agency. This is not only because it has protected so many of our clients in the past, but also because recent studies indicate that on your 65th birthday, you have a 70% chance of needing some type of long term care in your future. Out of those individuals that will need long term care, 20% of them will need it for longer than 5 years — that could add up to over $200,000!

In terms of Long Term Care insurance, anything is better than nothing. GoodInsurance offers a variety of top-rated Long Term Care insurance plans, whether you are looking for something minimal, or something custom with more flexibility, we will find the best fit for you. You can also look into plans that combine Life Insurance and Long Term Care, which means your LTC premiums will not increase over time.

By scheduling an appointment with Bonnie, you will be able to learn about the financial and physical stress that many American families face while having a loved one in a Long Term Care institution. The financial toll can be heavy for those who have not prepared for the possibility of having a health crisis in their elder years. Long Term Care insurance provides a remedy to handle those life events. Learn about a typical policy, features and benefits of LTC, and the alternative ways to finance extended periods of care.

How Much Does LTC Actually Cost?

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*estimates are based on the average nursing home costs of Midwestern states